IBM was awarded a U.S. patent for a technique that helps online and cloud-based businesses improve their ability to eliminate fraud by analyzing browsing behavior.
IBM received U.S. Patent #8,650,080 – “User-browser interaction-based fraud detection system” – for the technique, which could be used by web site operators, cloud service providers and mobile application developers to detect and deal with threats by using analytics to thwart fraudsters.
“Our invention improves the effectiveness of authentication and security systems with insights derived from real-time data analytics,” said Keith Walker, IBM Master Inventor and co-inventor on the patent. “For example, if an individual suddenly changes how they interact with an online bank or store, such as due to a broken hand or using a tablet instead of a desktop computer, I want these web sites to detect the change, and then ask for extra identity confirmation before accepting a transaction. Our experience developing and testing a prototype, which flawlessly confirmed identities, shows that such a change would more likely be due to fraud, and we all want these sites to provide more protection while simultaneously processing our transactions quickly.”
